Saturday, March 22, 2014

The Emergency Fund

We all have an "emergency fund" - a safety net in the event that we fall sick or have an accident or need to fix a leaky roof etc. The emergency fund is not only a bank account - it could comprise of family members and friends who provide emotional support, a good job, a country with a good economy, a university education and more.  If you're honest with yourself, your stress levels are way lower when you have something to lean on in the case of an emergency. It's common sense. You feel that if something were to happen to you, then you'd at least have the money to take care of yourself, people to help take care of you etc. An emergency fund is a good thing - a great thing really, but it becomes a problem when we trust the emergency fund more that we trust God.


What do I mean by that?

You see, I've been noticing some thing about myself, and I'm pretty sure that I'm not the only one. As a chronic worrier (yes, I know, that needs to change), when I have nothing or no one to fall back on, I go into panic mode. My human nature needs something that I can see to make me feel safe. However, as a child of God, my hope, trust and confidence should be in God, not what I can see. In other words, my automatic reaction should be faith (Hebrews 11:1) and not panic.

So here's where the emergency fund gets us in trouble. Whilst it is an excellent thing to have (and we should all be working on one), when we have it, we tend to lose sight of the fact that God is our provider - He's our source and everything comes from him. We lose sight of the fact that we don't provide for ourselves, God does. Our faith level drops a little bit because we feel that if something happens we'll be fine. We don't remember that it is God who gave the emergency fund in the first place and He loses a little bit of his significance in our lives. That is why, when our emergency fund is depleted, we go into panic mode.

I believe that faith is like a muscle. It must be exercised or it will deteriorate. If we don't learn to have faith even in the good times, when times become desperate it is going to be difficult to wrap our heads around that fact that God can and WILL take care of us.

So what's the message of today's post? As children of a living God, we must remember to put our faith not in the material things that we have, or the persons that we may have around us, or the jobs that we currently hold or the current state of the economy of the country that we live in. Our faith should ALWAYS be in God. He has given us wisdom and has taught us to save for the future, to educate ourselves, to work diligently at whatever job we have and invest in the future. However, let us not let that "emergency fund" distract us from have total faith in our ultimate source.

Be blessed and have a great day.


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